Most individuals insure their homes, their cars, and their health, but what about their income? Your income is your most valuable asset in your working years. If you were to become injured or sick, where would your income come from? Disability insurance is the best way to protect yourself and your family in case of disability or sickness.
Think you are covered by the state disability program (SDI)? Think again. Most self employed individuals and small business owners are not currently enrolled in the SDI program. In fact, in order to be eligible, you must elect to be a part of the plan and pay a monthly premium. Prior to enrolling it is important to weigh your options between the state plan and individual plans. We can assist you in comparing the two and assist you in the enrollment process.