In addition to being able to assist you with specific needs, Holistik Financial and Insurance Services can work with you to develop a comprehensive financial plan. When developing a financial plan, it is important to look at the whole picture. While it is important to set up and fund a retirement account, it is equally important to ensure your retirement assets are protected with a structured risk management plan. Through our comprehensive financial planning services, we review your existing goals and objectives and assist you in developing a comprehensive solution designed to build and maintain wealth. In addition, we know the importance of changing needs. As your life changes, we are there to assist you in adjusting your financial plan to ensure it is still in line with your needs.
At Holistik Financial & Insurance Services, we follow a six step financial planning process.
- Determine Your Financial and Personal Goals – The first step in developing a financial plan is establishing what you are looking to accomplish with this plan. Listing these goals will give us the knowledge to plan for what is most important to you.
- Examine Your Current Financial Situation – Through the examination of your current financial situation, you can develop a firm understanding of where you are today, enabling you to plan for tomorrow.
- Develop a Plan to Accumulate or Distribute Wealth - In order to retire, vacation, and live comfortably, you have to be able to afford it! Through the accumulation of wealth, you will be able to do many of the things you have always hoped you could. If you are currently retired or close to retirement, we will assist you in developing an income distribution strategy.
- Ensure Adequate Protection – You can work your entire life to build your net worth, but without proper protection, it can be taken from you in an instant. Ensuring you have adequate protection is an integral part to building a financial plan.
- Manage Your Income Taxes- Managing your income taxes is a key in the financial planning process. By minimizing your tax liability, funds are often freed up allowing you to reaching a variety goals
- Implement and Monitor the Plan – Developing a financial plan is only half of the battle! Once developed it is important to implement the plan in a timely manner and continuously monitor the plan to ensure it stays in line with your needs and ever changing goals.
*Our financial planning services start as low as $500 flat fee.
